1. Is there a cost for home repairs?
Yes – but repairs are made affordable. Most homeowners receive a combination of grants and low-interest loans based on income, household size, and the type of repair needed. We will explain all costs before any work begins.
2. Do I have to own my home to qualify?
Yes. The home must be owner-occupied, meaning you own the home and live in it. We are not able to repair homes you plan to move into or homes owned by someone else.
3. What kinds of repairs can you help with?
We focus on critical health and safety repairs, accessibility improvements, and major home rehabilitations. This can include roofs, floors, plumbing, electrical issues, ramps, HVAC (through a subcontractor), and more. Cosmetic repairs are generally not eligible.
4. How long will it take to hear back after I get started?
Due to high demand – especially following recent flood disasters – response and wait times are longer than usual. After you submit the Get Started form, our staff will contact you when your request reaches the next step. We appreciate your patience.
5. Why are there two forms?
We use two forms to make the process easier and more efficient for homeowners. The Get Started form is a short first step that lets us understand your situation and determine which repair programs may be a good fit. After reviewing that information, an HDA staff member will contact you to talk through next steps. The Home Repair Intake form is the full application and collects detailed information needed to determine eligibility and funding options. Most people begin with Get Started – our team will help you from there.
6. Does flooding affect my eligibility?
We assist homeowners who were affected or impacted by flooding, whether repairs are flood-related or not. Flood-related needs may qualify for specific funding sources, but all requests are reviewed individually.
