Have you been dreaming of a new home for yourself or your family, but you fear or know you can’t afford it?
Does your current home need a new roof or a new bathroom or kitchen? Are you disabled or getting older and need a wheelchair ramp, grab bars, better access into and out of your home, etc.? Or perhaps your utility bills are too much for your budget each month, and you’d like to make some changes?
If you answered yes to any of those questions, you’re right where you need to be!
The Housing Development Alliance (HDA) has served East Kentucky families for over 25 years. As a nonprofit affordable housing developer, we’ve built over 300 new homes, made over 800 home repairs and rehabilitations, and constructed 39 affordable rental units for low-income mountain families. Our work is made possible by the generosity of funders, donors, supporters, and volunteers.
In the hills of East Kentucky, we’re raised to look out for each other and do all we can to help others. Our programs and services are provided not as a hand out, but as a hand up to hard-working mountain people determined to give themselves and their families a better life.
Our programs and services primarily serve low-income people in eastern Kentucky. As a nonprofit, we want to improve our communities and the lives of East Kentuckians through affordable housing – affordable new homes, home repairs, and rentals.
Recently, we’ve also begun a pilot program to offer Open Market home repairs to middle-income folks who fall just above the guidelines for our income-based programs. “Open Market” means that there are no income restrictions, so anyone can apply. You can find more information about this new service by contacting our office.
Clients who qualify for our Homeownership Program receive Housing Counseling as a free service. Our Housing Counselor educates and coaches families on home maintenance, budgeting, debt management, and more as they prepare to become homeowners. Find out more about this key aspect of the HDA homeowner experience here.
HDA’s affiliate CDFI (Community Development Financial Institution) plays an important role in generating economic growth and opportunity in our area. Redbud’s goal is to provide access to financial products and services – like low-interest loans and debt consolidation – for local residents and businesses. Click here to learn more about Redbud and how it helps local families finance their first homes, supports community residents starting businesses, and so much more!
What do HDA houses look like? What kind of floor plans are available to you? See for yourself by visiting this page! As you build your dream home in your mind, our floor plans will help you envision it even clearer.
Houses built by our Hope Building Program are sold on the open market. We build much fewer of these houses in a year than we do our income-based houses, but when a “Hope House” is being built or is available, we advertise it widely. To find out much more about these homes, click here. All questions about these homes can be sent to the Hope Building Program Director.
Visit our Frequently Asked Questions to get the information you need about the Homeownership process, Home Repair process, qualifications and applying, and so much more! If you have a question that isn’t listed, please consult our staff directory and contact the appropriate staff person for assistance.