Redbud Financial Alternatives

Loans to Suit Your Budget

Transform Credit from Obstacle to Opportunity

Redbud Financial Alternatives is a certified nonprofit Community Development Financial Institution (CDFI) loan fund and a 501(c)(3) affiliate of the Housing Development Alliance (HDA).

Redbud Financial Alternatives provides equitable consumer financial products that help clients achieve housing and overall financial stability. Redbud also fosters, facilitates, and promotes economic development among underserved populations by building the financial capability of our community members.

Redbud's Products

How to Apply

Look over Redbud’s products and decide which one best fits your situation. Then:

  • Set Up an Appointment.

    Call 606-716-6100 to set up an appointment with one of our Loan Officers.

"We needed to make ends meet and Redbud helped us consolidate our debt into a monthly payment. The money we saved with our Redbud loan is going towards driving to doctor visits and dialysis treatments. They helped us so much!"
The Spicers
Redbud Client/HDA Home Repair Recipients

Our Purpose

Redbud Financial Alternatives was created by and for people living in the coalfields of Appalachian Kentucky. In our economically-distressed region, Redbud offers an alternative to predatory lenders that take advantage of individuals, families, and communities facing hard times. We help our clients recover from substantial debt and credit issues arising from high-cost lending practices and access the tools to maintain financial stability in the future.

Financial stability is about more than your credit score - it's about your life. Whether it's purchasing a home, advancing your education, or paying monthly bills, you have a goal in mind and we are here to help you reach it! Our staff will work with you to identify your goals and the obstacles you face, and then develop a plan to overcome those obstacles and build your financial stability.

Our Impact

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Loans Originated
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Financial Planning Hours
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Individuals Served
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Average Interest Saved
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New Homeowners
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Nearing Homeownership
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In Equitable Loans

Ways to Get Involved

  • Invest

    Make an investment with impact! Redbud can work with you to identify an investment arrangement that works for both your goals and Redbud's mission.

  • Donate

    Monetary donations allow Redbud to provide financial education programs and community response loans.

  • Volunteer

    Redbud offers opportunities for volunteers to lead financial education workshops, assist at fundraising events, and conduct research on eastern Kentucky's credit economy.

Visit Redbud's Website!

Find out more about Redbud, its products, how Redbud can help you and/or your business, and how you can donate and volunteer.

Click Here!

Louis Irvin, CDFI Director
Office: 606-716-6100

Gary Brewer, CDFI Loan Officer
Office: 606-716-6100