We believe every East Kentuckian and every family should have a high-quality home they can afford. We help people of all backgrounds achieve their dreams of owning a home or improving the home they have.
We work with individuals and families who live in Breathitt, Knott, Leslie, and Perry counties in rural southeastern Kentucky. Occasionally, we are also able to help the people of Floyd County. The counties we serve are some of the poorest in the nation, with over 42% of families in our region being listed as low-income.
East Kentuckians are in need of affordable housing help for various reasons, including not being able to afford rent or a house payment, unaffordable utility costs, homes in need of significant and often expensive repairs, overcrowded homes, homes that pose health and safety risks for those who live there, and homes that are simply not suitable places to live.
One common misconception about the Housing Development Alliance is that we give away houses. Actually, the working class families we serve must first qualify for our program and participate in Housing Counseling in order to prepare them to become homeowners. HDA homeowners also contribute up to 150 hours of sweat equity, meaning that they offset some of their home loan costs by working alongside our carpenters to build their own home. So, our program is far from a hand out, but it is very much a hand up to folks who need it.